General Liability Coverage
For Southern Jersey NJ Snow Removal Contractors
Below are two typical quotes for General Liability Insurance for a one man operation in Southern Jersey NJ.
The quotes are meant to be a representative sample for a one man operation. Rates may differ slightly
based on specific insurance company underwriting guidelines. Also, you will need to call or email our
office if your Southern Jerseysnow-removal contracting business is different than a one-man-band. Past a one
person operation, some companies rate based on the number of employees, how many are full time vs. part
time and some use payroll figures. Thus, only a one-man operation can be quoted on a typical basis.
Proposal #1 - General Liability Insurance
For Southern Jersey Snow Removal Contractors
-
$500,000
Bodily injury and property damage combined (Combined Single Limit) per occurrence,
premises and operations
-
$1,000,000
Bodily injury & property damage, combined - annual aggregate (the most the company will
pay in any one policy period)
-
$500,000
Products & Completed Operations Per Occurrence
-
$1,000,000
Products & Completed Operations - Annual Aggregate
-
$100,000
Legal liability (part of the premises that you occupy on either permanent
or temporary basis)
-
$5,000
Medical payments to other than an employee (often referred to as the "don't sue
me coverage" - can be a goodwill payment without legal liability)
-
Annual Premium
$1,600
-
Payment Options (% Down, # of Installments)
100%
Proposal #2 - General Liability Insurance
For Southern Jersey Snow Removal Contractors
-
$500,000
Bodily injury and property damage combined (Combined Single Limit) per occurrence,
premises and operations
-
$1,000,000
Bodily injury & property damage, combined - annual aggregate (the most the company will
pay in any one policy period)
-
$500,000
Products & Completed Operations Per Occurrence
-
$1,000,000
Products & Completed Operations - Annual Aggregate
-
$500,000
Legal liability (part of the premises that you occupy on either permanent
or temporary basis)
-
$15,000
Medical payments to other than an employee (often referred to as the "don't sue
me coverage" - can be a goodwill payment without legal liability)
-
Annual Premium
$2,300
-
Payment Options (% Down, # of Installments)
100%
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